One way you can help with the important work of closing dog tracks nationwide is by using our GREY2K USA Visa card!
Learn more about how our program works below.
About our card program
The card is offered through the CardPartner charity program (issuing bank UMB Bank, n.a.). Once approved, your GREY2K USA card is eligible for bank transfers.
Learn more in our Frequently Asked Questions section below.
You may also download a paper application today.
Dove of Michigan
Saffron of the UK
Poco Paco of Colorado
Buddy of Illinois
Bill of Maryland
Q. How does opening a credit card with UMB Bank, n.a. benefit GREY2K USA?
A. GREY2K USA receives $50 for each approved application that is activated and used within 90 days of approval. Additionally, a percentage of every retail purchase made using the card will be donated to GREY2K USA.
Q. Who is UMB Bank, n.a.?
A. UMB Bank, n.a. is a multi-bank, multi-billion dollar holding company headquartered in Kansas City, Missouri. They were ranked by Smart Money as "the highest-scoring traditional bank among our favorites”in 2009 and by Forbes as the #2 "best" bank in the U.S." in 2010. As a leading card issuer with nearly 40 years of credit card experience, UMB Bank, n.a. offers a wide range of consumer and commercial Visa and private label products. For more information, visit www.umb.com.
Q. Is there an annual fee?
A. No, there is no annual fee.*
Q. What is the annual percentage rate (APR) on the card?
A. 0% introductory APR for six months. After the introductory period, the interest rate will be the Wall Street Prime rate + 9.74%, currently 12.99%.*
Q. Can I apply over the phone?
A. Unfortunately, not at this time.
Q. How can I get an application by mail?
A. Paper applications are available by clicking here or contacting email@example.com. However, we encourage you to apply securely online to help us reduce marketing and processing costs.
Q. When I apply for the card, will my transaction be secure?
A. Yes. Your application will be transmitted to UMB Bank, n.a. through an encrypted security page.
Q. Do I have to activate and use the card within a certain time period for the GREY2K USA to receive the $50?
A. Yes. But you only need to use the card once within the first 90 days for us to receive the $50 bounty. Of course, we encourage you to make it your primary card because GREY2K USA receives a percentage of every retail purchase at no additional cost to you.
Q. How does the rewards program work?
A. Simply use your card at the participating retailers listed on rewards.umb.com:
- To earn Bonus Rewards points shopping in-store, make sure you use your card for all your purchases. An up-to-date and complete list of participating retailers can always be located on the Bonus Rewards Web site.
- To earn Bonus Rewards points for online purchases, you must access participating retailers through the Bonus Rewards Web site and use the link provided to make your purchases. If you do not use the link to shop, you will not earn Bonus Rewards points on your transactions.
Q. What can I redeem for with my points earned?
A. You can redeem your points for name-brand merchandise, gift cards, travel, event tickets and activities. For more information about redemptions options, please visit rewards.umb.com for more details.
Q. Do my points expire?
A. Points expire after 5 years. For more information on Program Rules, please see the Rewards Program Rules disclosure that will accompany your card.
Q. How do I redeem my points?
A. Simply go to online redemptions site at rewards.umb.com to redeem your points.
Q. If I have another question about Bonus Rewards not listed above, who can I contact?
A. Please contact customer service at 800-821-4115.
* Purchases and balance transfers made within the first 6 months the account is open will have a monthly periodic rate of 0.00%, which corresponds to an Annual Percentage Rate of 0.00%. After 6 months, any amount remaining unpaid from any Purchases or Balance Transfers will bear interest at the rate for Purchase Advances then applicable to your Account at that time. The Purchase Advance APR is a variable rate which, as of November 1, 2012, is 12.99%. We may end your 0.00% APR, and apply the Penalty APR, if you make a late payment. The Penalty APR is calculated by adding 18.50 percentage points to the Base Rate as set forth in your Cardholder Agreement, currently 21.75% APR. Minimum Finance Charge is $.50. Balance Transfer Fee after the first 6 months will be 3% of the amount of the Balance Transfer, with a $15 minimum and no maximum. Foreign Transaction Fee when making purchases outside the US will be 2% of the US dollar amount of each Cash Advance or Purchase. Cash Advance Fee is 3% of the amount of the Cash Advance, with a $15 minimum and a $50 maximum.
GREY2K USA is a non-profit 501(c)4 advocacy organization located at 7 Central Street, Arlington, Massachusetts 02476. 100% of donations support our mission to end dog racing. We are grateful for personal and corporate contributions. Because GREY2K USA lobbies for greyhound protection, contributions are not tax deductible.